Auto accidents can happen at any time due to negligence. When an auto accident occurs, individuals may sustain serious injuries that negatively impact their life. Auto accidents often leave victims with expensive medical bills and lost wages due to their injuries. Typically, individuals worry about how they are going to pay their expensive medical bills. It is important for individuals to understand who is responsible for paying medical bills after an auto accident. If you or someone you love has been injured in an auto accident due to negligence, please don’t hesitate to reach out to one of our qualified and skilled Washington, D.C. Auto Accident Lawyers who can help you understand how PIP coverage can help cover your economic damages.
Will I have to pay for my medical bills after an auto accident?
When an individual is injured in an auto accident, regardless of who is at fault for the cause of the accident, they are legally responsible for paying for their medical bills. Individuals have auto and health insurance for a reason. Typically, individuals’ auto insurance and health insurance coverage will cover a certain portion of an individual’s medical expenses. However, individuals may have Personal Injury Protection (PIP) insurance coverage which covers a substantial amount of a person’s medical bills as well as any lost wages they’ve faced due to their injuries.
In several states, individuals are required to have PIP coverage. In the District of Columbia, however, PIP coverage is optional. Insurance companies are required to offer individuals this type of coverage in their packages. Individuals may choose to waive it as it is not required and costs an additional fee. The District of Columbia is a no-fault state, which means it does not matter who was at fault for causing the accident, their damages will typically be reimbursed regardless. In the event of a collision, PIP insurance coverage can help individuals pay their medical bills and lost wages before they file a claim against a negligent party. PIP claims must be filed within 60 days of the accident. With PIP coverage, there are limitations and exceptions. If an injured individual’s medical bills exceed a certain amount or they are inflicted with permanent impairment, disfigurement, or incapacitation their case will have exceptions. Nevertheless. PIP coverage can help victims of auto accidents pay their hefty medical bills and lost wages.
If you or someone you care about has been injured in an auto accident, get in touch with one of our determined and knowledgeable team members who can help you file a PIP claim. It is important for injured individuals to consult with a dedicated Washington, D.C. auto accident lawyer who can help individuals understand how PIP coverage works after an auto accident. Our firm’s goal is to help our clients achieve favorable results. We are on your side and ready to help you today.