What You Should Know About Speaking With Insurance Adjusters After a Car Accident

Car accidents are among the most stressful events we can go through. Unfortunately, after the car accident itself, if you have been injured, you will have to speak with the other motorist’s insurance company. Very often, this can prove even more stressful, which is why our experineced Washington D.C. personal injury attorneys have provided a list of some things to consider when dealing with the negligent motorist’s insurance company. Those things are as follows:

  • To start, you should understand that insurance companies seldom look out for your best interests. They are a business, and their primary concern is making money. If you are someone who has been injured in an accident, you can expect that the negligent party’s insurance company will do anything in their power to deny you the compensation you need. As such, if they do concede that you were injured, there is a very good chance that they will first offer you a lowball settlement that does not cover the full cost of your injuries.
  • You should also note that if you are injured, and you tell the insurance company that you are injured, they may try and either downplay your injuries or flat out say that you are not injured. This is because they do not want to pay your medical bills. This is why it is imperative you keep a record of all visits to the doctor, surgeries, overnights, and any medical bills you receive.
  • After an accident, when looking to repair your car, the other party’s insurance company will oftentimes offer a suggested auto body shop for you to go to. You do not have to take this suggestion. They suggest these shops because very frequently, they have deals worked out with the shop to give you a low estimate. Instead, if you have a trusted auto body shop, choose that one.
  • If you and your attorney deny the insurance company’s first lowball settlement offer, do not be surprised if they simply ignore you. This is because the statute of limitations for personal injury claims in Washington D.C. is, generally, three years, giving the wrongly injured three years from the date of their accident to take legal action against the party responsible. Insurance companies will frequently give the wrongly injured the silent treatment to see if they can get them to pass the statute of limitations.
  • Finally, do not sign any agreements without the assistance of an experienced attorney who can help you understand what you are signing, what it means for you, and whether the compensation you will receive is sufficient. Our firm is here to help.


The experienced personal injury and medical malpractice attorneys at Trombly & Singer, PLLC are prepared to represent clients facing legal matters after being injured due to another person’s negligence. If you require strong legal representation in Washington D.C. or Maryland, contact our firm today to schedule a consultation.