In the immediate aftermath of an auto accident, an insurance adjuster will approach you to talk through the circumstance that led to your injury. An insurance adjuster investigates claims and determines the amount of damages a victim is able to recover. An insurance adjuster works on behalf of the insurance company you are making a claim against. They are not on your side. Adjusters will act friendly and show concern to mislead you into giving them valuable information about the incident that could be used against you. Do not let an adjuster trick you into admitting any fault. When conversing with an adjuster you should avoid giving any information other than facts. Never give your opinion or speculate what you think happened.
You should only give an adjuster your basic personal information such as your name, address, and telephone number. There is no need to give them any unnecessary details about the collision. It is better to say nothing at all to avoid accidentally incriminating yourself. Do not disclose any information about your medical history. An adjuster will try to link any medical issues or preexisting conditions to the cause of your injuries. It is imperative to avoid giving a record statement as adjusters will try to twist your words and use them against you. To avoid accidentally incriminating yourself, you should speak with a devoted Washington, D.C. Auto Accident Lawyer who can help you avoid disclosing any details about the incident that could hurt your case.
Should I Settle Quickly With an Insurance Adjuster?
You should never settle quickly with an insurance adjuster. Adjusters do not have your best interest at heart. They work for the insurance company that you are making a claim against. Their main objective is to discredit your claims against their policyholder. They will use various tactics to make their client look less culpable for their injuries. Adjusters will go to great lengths to try to discredit your claim to reduce the amount of damages you are able to recover. Oftentimes, they will offer you a small amount before you realize how much your claims are worth. They will push a lowball settlement to cheat you out of a larger one. If you disclose any information that they can use against you, your settlement could potentially be significantly reduced.
Should I Hire an Attorney Before Speaking With an Insurance Adjuster?
Before speaking with an insurance adjuster, you should consult an attorney. This is the best route to take in order to maximize your compensation. Claim adjusters are only looking to discredit your claims and minimize the severity of your injuries. Do not let an insurance adjuster trick you into disclosing any information that could harm your case. Reach out to an experienced Washington D.C. Injury Attorney who can help you recover fair compensation for your pain and suffering after an auto accident.